
Money to start, run or expand your business.
Whatever your next step we can help secure the funding to get you there.
Business Finance
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Business Loans
Are you looking for funds to start, run or expand your business? If you need funds for your business, a business loan is a common and versatile option that can be used for various purposes. Business loans can be used for boosting cashflow, renovating or moving to new premises, purchasing stock, marketing, consolidating debt and more.
Lenders' appetites for funding can vary based on your specific needs, and understanding your business and goals is crucial in presenting a tailored proposal to them. Expertise is utilized to package and present your proposal to the lender, increasing the likelihood of a favorable outcome.
Business loans offer a flexible and adaptable means of finance, making them a valuable option for businesses in need of funding.
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Invoice Financing
Do you wait for a long time to get paid by your customers? Invoice financing provides any B2B business that issues invoices to it's customers. It is especially suited to those with long payment terms. Such as the manufacturing or haulage industry.
In essence the lender will use your customer invoices as collateral releasing the money to you before payment is made. This can provide much needed cashflow to maintain and grow your business. There are various forms such as invoice discounting or spot factoring and in some cases it can be used in a similar way to a bank overdraft allowing you to utilise and pay fro the capital as and when it is needed.
To determine if this is the most effective means of finance for you business don't hesitate to get in touch.
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Merchant Terminal Financing
Do most your customer pay with card at a card processing terminal? Merchant funding can leverage monthly customer spend to unlock cashflow for business growth. It is particularly suited to retailers, outlets, restaurants, or online merchants with a high volume of card transactions.
Businesses can draw down money as needed and make repayments based on a percentage of daily or weekly sales, aligning with customer card payments.
Merchant funding offers flexibility in accessing funds and repayment, making it an ideal solution for businesses reliant on card transactions and facing seasonal fluctuations such as the hospitality trade, or florists.